Feeling the Holiday Hangover

LendingTree estimates that more than one-third (37%) of respondents expect to need 5 months to pay off their holiday debt.

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How did holiday spending impact consumers?

29% SAY THEY ARE IN A VERY GOOD MOOD ENTERING 2023.
37% BELIEVE 2023 WILL NOT GO VERY WELL FOR THE AVERAGE AMERICAN.
53% EXPECT TO SPEND MORE ON EVERYDAY ITEMS IN 2023.

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Why it matters.

U.S. retail spending declined a seasonally adjusted 1.1% in December, and as consumer spending is intrinsically linked to their mood and confidence, consumers will likely exert caution during the first quarter of 2023.

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